Life Insurance - What Type of Policy Should I Get?

 

email-image

Whole Life Insurance
Whole life insurance, sometimes called permanent life insurance, provides coverage for your entire lifetime. That means your family and beneficiaries are covered for the duration of your life. Whole life insurance accumulates cash value, too, providing you the option of borrowing against it. It’s a financially smart way to help protect yourself and your loved ones. You can even buy a separate policy for children, so they have coverage for their
entire lives.
To continue learning about Whole Life Insurance please click the button below. 
Whole Life
Universal Life Insurance
Universal Life Insurance is protection that offers payment flexibility and the ability to adjust the coverage amount over time. It offers low-cost protection like term life insurance and a savings element like whole life insurance.  It can help your family financially with immediate cash for funeral expenses or can be used in other ways, such as business situations, to create a charitable gift, or to help generate an inheritance.

To continue learning about Universal Life Insurance please click the button below.
Universal Life
Term Life Insurance
Everyone needs financial protection. With term life insurance, you can provide for your loved ones even if … well, you’re not there. It’s not easy to think about, but having a well thought out financial plan is a smart move. Term life insurance can be a cost-effective way to cover expenses like debt, college costs or even replace a wage earner’s income, so your loved ones will not be financially burdened.

To continue learning about Term Life Insurance please click the button below. 
Term Life

Comments

Post a Comment

Popular posts from this blog

Don’t be the next cyber security statistic!

Image
  By prioritizing cybersecurity, organizations can mitigate the risk of data breaches, financial losses and reputational damage. Whether you're an individual or an organization, understanding the importance of cybersecurity is fundamental to navigating the threat landscape safely and securely. The increased connectivity of the digital world means greater security vulnerabilities and cyber risk. Remote and hybrid work arrangements, increasingly sophisticated attackers, creative social engineering, and a rise in the number of passwords people use have all contributed to more cyber attacks. The results can be costly. Organizations that are ill-prepared or lacking in security and risk protocols will find themselves paying a hefty price both in reputation and financial loss.   While it’s nearly impossible to prevent all cyber attacks, your organization can reduce cyber risk by ensuring it’s prepared for the most common types of attacks.  The most common types of risk...
Read more
Image
  The month of April is Distracted Driving Awareness Month. Because it involves cognitive, manual, and visual distraction, fiddling with your phone while driving is extremely dangerous.  We ask everyone to make a special effort to set the phone aside while driving.  We here at Brock-Norton encourage our clients, employees and any/all drivers to put down their phones and buckle up.   The CDC has said that there are three types of distracted driving. They are as follows: 1.      Visual distractions that cause you to take your eyes off the road. a.      Examples:                                                      i.      This can be using a G...
Read more

Attention Vehicle Owners: Protect Your Investment from Theft

Image
  In recent months, we have had several policy holders impacted by vehicle theft. Check out this brief blog for tips on how to reduce the likelihood of your vehicle being stolen! Vehicle theft is increasing and continues to plague the already strained Auto Insurance Market. With premiums on the rise, inventory low and the time and cost to repair skyrocketing, cars are more expensive to obtain and maintain than ever. Across the country there is a 34% spike of stolen vehicles compared to last year. In DC alone there was a spike of 113% of car thefts compared to 2022. That equals about 18 cars, trucks, vans and motorcycles stolen every day. We should be aware that a majority of car thefts are from people that are stealing cars to strip and sell parts. It is also reported that some cars that are stolen are being sent overseas for sales.   Here are some tips that you can enact at home and in your business to reduce the chances of you waking up to an empty driveway. Always lock the ...
Read more